The BurkeyLoan® platform is a game-changer. It will resolve the mortgage crisis and stimulate the stagnant economy.
The BurkeyLoan® solution is an “access to capital” based method and process of separating the risk characteristics of a loan into transparent and distinguishable components. It differs from pooling, the current process of mortgage securitization, through which risk is aggregated. The BurkeyLoan® solution mitigates the risk of default, increases liquidity, generates political and consumer goodwill.
@ Individual Level
- Refinance negative equity (underwater) mortgages - Refinance home equity lines of credit and second mortgages - Reduces monthly mortgage payments and increases household discretionary income
- Tool to transfer “government-backed” mortgage market to the private sector - Tool to de-risk government balance sheet of insured mortgages - Tool to minimize risk & to target insured mortgage policy initiatives