The BurkeyLoan® platform is a game-changer. It will resolve the mortgage crisis and stimulate the stagnant economy. 

The BurkeyLoan® solution is an “access to capital” based method and process of separating the risk characteristics of a loan into transparent and distinguishable components. It differs from pooling, the current process of mortgage securitization, through which risk is aggregated. The BurkeyLoan® solution mitigates the risk of default, increases liquidity, generates political and consumer goodwill.

Government 

 @ Individual Level   

- Refinance negative equity (underwater) mortgages
- Refinance home equity lines of credit and second mortgages
- Reduces monthly mortgage payments and increases household discretionary income

 @ Macro Level

- Reduced monthly mortgage payments = increased household discretionary income
- Increased household discretionary income = increased consumer spending 
- Increased consumer spending = economic growth
- Economic growth = job creation

 
@ Policy Level

- Tool to transfer “government-backed” mortgage market to the private sector
- Tool to de-risk government balance sheet of insured mortgages
- Tool to minimize risk & to target insured mortgage policy initiatives 

 
The BurkeyLoan® is a game changer